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Progressive Online Car Insurance is offering a new innovative 100% online, lower cost car insurance alternative.

Since 1999, car insurance in Australia has become steadily more expensive. Without getting into too much detail, a large insurer collapsed, another demutualised, and many were acquired. Since 2007, two groups have been in control of over 70% of the Australian car insurance market, and premiums have continued to rise. Progressive entered the market in 2009 to help shake things up.

We often get asked: So … how do you provide such cheap car insurance? What’s the catch?

The answer is actually quite simple. It’s our customers.

Our customers allow us to provide some of the cheapest car insurance premiums in Australia

Progressive is not for everyone. Put simply, we believe our customers are smart and lower than average driving risk. Each provides a lever to cut the cost of car insurance, without compromising on the cover or service you’d expect from a large player.

Collectively, Progressive customers drive down our costs and in turn, their car insurance premiums. Here's how:

  1. They are Internet savvy. Buy buying and managing their car insurance 100% online, it keeps our costs low so we can offer lower premiums. Over 80% of our customers even report their claims online to reduce our costs, and it earns them $25 off their excess.
  2. They are safer than average. By avoiding bad risks, we’re able to avoid higher claims frequency. That means we offer a range of car insurance discounts that can reduce premiums for lower risk drivers even further.
  3. They are often multi-car owners. By insuring 2 or more cars on one multi-car policy, it’s more efficient for us as the insurer, so we can pass on an extra Multi-Car policy discount.
  4. They are environmentally alert. Our customers don’t like cutting down trees to produce insurance documents, so we offer a paperless car insurance solution that reduces cost and clutter for all of us.

This means we provide very, very cheap car insurance for our customers, and you’ll see at various car insurance review sites that we delight our customers if they ever need to make a claim. See Mozo reviews of Progressive.

Join the 100% online movement. Get a cheap car insurance quote today to see if you can save!

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Progressive Direct Insurance Company
ABN: 28 140 389 528 AFSL: 342 902

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